{
  "channel": "yibao",
  "merchant": {
    "mchName": "河南某某商贸有限公司",
    "mchNameAbbr": "某某商贸",
    "etpsAttr": "2",
    "servicePhone": "0371-88886666",
    "mccCode": "12",
    "contactName": "张三",
    "contactPhone": "13800138000",
    "contactEmail": "zhangsan@example.com",
    "provinceCode": "410000",
    "cityCode": "410100",
    "districtCode": "410102",
    "provinceName": "河南省",
    "cityName": "郑州市",
    "districtName": "中原区",
    "addressReg": "某某街道 100 号 3 层",
    "longitude": "113.62",
    "latitude": "34.75"
  },
  "legal": {
    "artifName": "张三",
    "artifCertifType": "00",
    "artifCertifId": "410000199001011234",
    "artifPhone": "13800138000",
    "certifIdStartDate": "2015-01-01",
    "certifIdEndDate": "2035-01-01"
  },
  "business_license": {
    "businessLicense": "91410100MA3XXXXXXX",
    "businessLicenseType": "01",
    "businessLicenseStartDate": "2019-06-01",
    "businessLicenseEndDate": "2039-06-01"
  },
  "settlement": {
    "accountType": "0",
    "accountNo": "6222021234567890123",
    "accountName": "河南某某商贸有限公司",
    "certificateType": "00",
    "certificateNo": "410000199001011234",
    "settleType": "1",
    "bankCode": "ABC",
    "bankName": "中国农业银行",
    "subBankCode": "103491000018",
    "subBankName": "中国农业银行郑州中原支行",
    "mobileNo": "13800138000",
    "bankProvince": "410000",
    "bankProvinceName": "河南省",
    "bankCity": "410100",
    "bankCityName": "郑州市"
  },
  "ubo": [
    {
      "uboName": "张三",
      "uboIdCard": "410000199001011234",
      "uboIdStartDate": "2015-01-01",
      "uboIdEndDate": "2035-01-01",
      "uboPhone": "13800138000",
      "uboAddress": "河南省郑州市中原区某某街道 100 号",
      "uboFrontPicLocal": "/uploads/20260929/legal_front.jpg",
      "uboBackPicLocal": "/uploads/20260929/legal_back.jpg"
    }
  ],
  "path": {
    "legalFrontPic": "/uploads/20260929/legal_front.jpg",
    "legalBackPic": "/uploads/20260929/legal_back.jpg",
    "businessLicensePic": "/uploads/20260929/license.jpg",
    "shopGatePic": "/uploads/20260929/gate.jpg",
    "shopInsidePic": "/uploads/20260929/inside.jpg",
    "bankCardPic": "/uploads/20260929/bank.jpg",
    "bankCardBackPic": "/uploads/20261023/bankBack.jpg",
    "bankAccountPermitPic": "/uploads/20261023/permit.jpg"
  },
  "callbackurl": "https://your-domain.com/notify/merchant",
  "channel_extra": {
    "addressBuss": "某某街道 100 号 3 层",
    "busProvinceCode": "410000",
    "busProvinceName": "河南省",
    "busCityCode": "410100",
    "busCityName": "郑州市",
    "busDistrictCode": "410102",
    "busDistrictName": "中原区",
    "shopType": "2"
  },
  "productCodes": [
    "USER_SCAN_WECHAT_OFFLINE",
    "D1_MANUAL",
    "EASYSHARE_SHARE_MERCHANT"
  ],
  "productRates": {
    "USER_SCAN_WECHAT_OFFLINE": "0.72",
    "D1_MANUAL": "0.00",
    "EASYSHARE_SHARE_MERCHANT": "0.02"
  }
}